· Expats working for local companies or on contracts beyond a few months will benefit from banking in the Emirates. In addition, local creditors may not be willing to transfer money overseas because of the high fees involved. Over the longer term, banking in the UAE eases the process of obtaining credit cards and taking out a car loan or a home mortgage as .
· Pearl diving was the basis for the founding of cities like Dubai and Abu Dhabi. Because of the booming pearl industry, many families and pearl divers ended up moving to coastal towns like Dubai and Abu Dhabi to be closer to work, and therefore helped establish the history and foundation of the UAE's two biggest cities.